INTRODUCTION:

SME LOAN: are for small and medium-sized enterprises (SMEs) operating in Afghanistan.

SME CUSTOMER: can be sole proprietorships, family companies, partnerships or incorporated companies.

PURPOSE:

Business Expansion

LENDING TERMS:

  • Eligibility Criteria:
    • Citizens and residents of Afghanistan
    • 18 – 65 years’ old
    • Must be sole operator of the business, which is registered and actively functioning for the last 6 months
    • Provide valid NID or passport
    • Providing update business license is mandatory.
    • The company must be a privately owned company
    • The company must have fixed business premises
    • The company and the project must be a feasible one, generating sufficient cash to serve the loan
  • Loan Purpose:Business Expansion

  • Target Group: Men and women business owners

    • engaged in manufacturing
    • engaged in services
    • engaged in trade
    • agro business
    • mobile business
  • Duration: 6 to 36 months

  • Loan Size: AFN 501,000 to AFN 3,000,000 depending on client capacity

  • Collateral Requirement : Title deed (urfi Or Sharahi) is mandatory

  • Financial Guarantor: Business owner with the capacity to guarantee the loan

    Family Guarantor: Close relative of the family is mandatory

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