Emergency Credit Line (ECL) is designed to meet the emergency needs of borrower.

emergency situations defined as:

  • An unexpected medical situation.
  • Housing improvement emergency
  • Emergency obligations: school tuition payment, weddings, family member death expenses and etc.
  • Car repair need.
  • Unexpected utility bills payments to stop service interruption.
  • Purchasing of home/business assets.

Features:

  • Loan purpose; emergency financing activities
  • Target group; Regular income and Businessmen/women
  • Duration 6-12 months
  • Collateral; Title deed ( title deed below AFN50,000 is optional but over AFN 50,000 is mandatory)
  • Financial guarantor; businessmen/women who has capacity to guarantee the loan
  • Family guarantor; close relative of his family is mandatory

 

 
 
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