BMA is an Islamic financial service (Murabah) used to finance in income generating activities by men/women ranging from AFN 10,000 to AFN 350,000 in multiple cycles to increase current and/or fixed assets- to buy inventory, equipment, vehicle, land and buildings for business. This product is designed for individual borrowers (men/women) who have businesses and want to use this loan in increasing their asset, income of their business.


  • Target group; Businessmen/women
  • Duration 6-18 months
  • Loan size; AFN 10,000 to 350,000 where 1st cycle is AFN 10,000 to 250,000 and 2nd cycle is from 251,000 to 350,000
  • Collateral; Title deed ( title deed below AFN50,000 is optional but over AFN 50,000 is mandatory)
  • Financial guarantor; businessmen/women who has capacity to guarantee the loan
  • Family guarantor; close relative of his family is mandatory
FINCA Afghanistan operates in Afghanistan as a joint stock company limited by shares and obtained a license from the Afghanistan Investment Support Agency (AISA).
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