FINCA Afghanistan offers a variety of loan products specifically designed for individuals running micro, small and medium enterprises. A comprehensive research is conducted prior to each product’s introduction. The processes and procedures are also tailored and customized according to our clientele requirements, bringing convenient credit facilities to our customers. We take pride in providing the fastest turn around time for processing the loan applications. Our loan officers provide exceptional customer services to each and every FINCA client.


Individual Loans

Small Enterprise Loan (SEL)

SEL loan is small enterprises loan used to finance small scale businesses in Afghanistan.

Small and Medium Enterprise Loan (SME)

SME loans are small and medium-sized enterprises (SME) in Afghanistan.

Emergency Credit Loan (ECL)

Emergency Credit Line (ECL) is designed to meet the emergency needs of borrower.

Agriculture and Livestock

FINCA Afghanistan introduced agriculture and livestock product which will meet the needs of an Agriculturist.

Islamic Loans

Business Murabaha Agreement (BMA)

BMA is an Islamic financial service (Murabah) used to finance in income generating activities by men/women.

Women Murabah Group (WMG)

WMG is an Islamic financial services (Murabah) used to finance in income generating activities by women.

How It Works

Application Process

You will work with a FINCA Credit Officer to prepare a simple application.

Site Visit

A FINCA Credit Officer will visit your business & home to collect data.


A FINCA Loan Officer will train you on credit and managing cash flows.

Loan Approval

A FINCA Credit Committee will evaluate the loan application documents.

Loan Disbursement

You'll present your government-issued ID card. Loans will be disbursed in cash.

Loan Repayment

Your Business becomes successful and you repay your initial loan to FINCA.

FINCA Afghanistan operates in Afghanistan as a joint stock company limited by shares and obtained a license from the Afghanistan Investment Support Agency (AISA).
©2019 FINCA Afghanistan
Privacy Policy